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Park Home Loan Calculator UK

Our Park Home Loan Calculator makes financing simple! Quickly estimate your loan amount and monthly payments with ease. 
We also have brand-new park homes for sale — find your perfect home today!

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Your total annual household income before tax. This helps determine how much you might be able to borrow.
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The amount you can put towards your property purchase. A larger deposit typically means better mortgage rates.
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The total value of the property you want to buy.

Potential Property Value

£235,000
Based on 4.5x your household income and the addition of your deposit, you could potentially buy a property of this value.
We multiply your annual income by 4.5 (a typical maximum lender multiple) and add your deposit amount to calculate the potential property value you might be able to afford.

Mortgage Amount

£225,000
With the income you've told us about, this is the amount lenders may be willing to let you borrow. Some lenders may offer you more or less, based on their own criteria.
The mortgage amount is calculated by taking the property value and subtracting your deposit. This represents the amount you need to borrow.

Monthly Repayment

£1,380
This is an estimate of your monthly repayment, based on the interest rate and mortgage length you entered. To lower your monthly repayments, you can increase your deposit or mortgage term.
Monthly repayments are calculated using the mortgage amount, interest rate, and term length. We use a standard repayment mortgage formula that ensures the loan is fully repaid by the end of the term.

Loan to Value

96%
Loan to value (LTV) is the percentage of the properties value borrowed using a mortgage. Lower LTV's are considered less risky and lenders may offer better interest rates as a result.
LTV is calculated by dividing the loan amount by the value of the property and then multiplying by 100 to get a percentage. E.g. if you borrowed £90k to buy a £100k house, your LTV would be 90%.

Disclaimer: This mortgage calculator provides estimates only and should not be considered as financial advice. The actual amount you can borrow will depend on various factors including lender criteria, your credit history, job security, and overall financial situation. Interest rates shown are illustrative and actual rates may vary. We recommend consulting with a qualified mortgage advisor before making any financial decisions. Calculator results may not reflect current market conditions or specific lender requirements.

Click on a park name below to select the park that interests you. You’ll be shown a selection of beautiful park homes that are available.

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